Call reports 2009
TOWN AND COUNTRY BANK — 2009
What TOWN AND COUNTRY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 229,971,000 | 231,807,000 | 273,735,000 | 277,348,000 |
| Total loans | 163,996,000 | 164,664,000 | 186,065,000 | 179,534,000 |
| Allowance for loan losses | 2,107,000 | 2,650,000 | 3,481,000 | 2,218,000 |
| Securities available for sale | 42,316,000 | 41,460,000 | 63,240,000 | 61,978,000 |
| Securities held to maturity | 1,003,000 | 1,003,000 | 1,003,000 | 983,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 191,742,000 | 187,953,000 | 212,041,000 | 225,086,000 |
| Interest-bearing deposits | 155,971,000 | 155,520,000 | 183,957,000 | 189,987,000 |
| Noninterest-bearing deposits | 35,771,000 | 32,433,000 | 28,084,000 | 35,099,000 |
| Equity capital | 20,244,000 | 21,899,000 | 26,196,000 | 26,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,958,000 | 5,902,000 | 11,248,000 | 14,681,000 |
| Interest expense | 963,000 | 1,852,000 | 3,786,000 | 4,802,000 |
| Net interest income | 1,995,000 | 4,050,000 | 7,462,000 | 9,879,000 |
| Noninterest income | 1,067,000 | 2,364,000 | 3,486,000 | 4,723,000 |
| Noninterest expense | 2,266,000 | 4,589,000 | 8,150,000 | 10,441,000 |
| Provision for loan losses | 220,000 | 1,042,000 | 1,452,000 | 2,841,000 |
| Pretax income | 507,000 | 815,000 | 1,203,000 | 1,080,000 |
| Income tax | 136,000 | 198,000 | 169,000 | -19,000 |
| Net income | 371,000 | 617,000 | 1,034,000 | 1,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,967,000 | 21,214,000 | 24,990,000 | 24,808,000 |
| Total capital | 23,709,000 | 24,735,000 | 28,810,000 | 28,272,000 |
| Risk-weighted assets | 198,736,000 | 200,078,000 | 235,358,000 | 228,105,000 |