Call reports 2007
TOWN AND COUNTRY BANK — 2007
What TOWN AND COUNTRY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 242,361,000 | 245,594,000 | 226,954,000 | 231,880,000 |
| Total loans | 162,151,000 | 161,395,000 | 161,689,000 | 159,592,000 |
| Allowance for loan losses | 1,901,000 | 1,896,000 | 1,939,000 | 1,947,000 |
| Securities available for sale | 50,942,000 | 51,528,000 | 46,538,000 | 43,716,000 |
| Securities held to maturity | 1,468,000 | 1,468,000 | 1,068,000 | 1,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,586,000 | 173,079,000 | 170,317,000 | 185,794,000 |
| Interest-bearing deposits | 159,583,000 | 150,287,000 | 147,223,000 | 159,774,000 |
| Noninterest-bearing deposits | 25,003,000 | 22,792,000 | 23,094,000 | 26,020,000 |
| Equity capital | 29,341,000 | 32,630,000 | 29,762,000 | 24,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,418,000 | 6,758,000 | 10,148,000 | 13,422,000 |
| Interest expense | 1,723,000 | 3,371,000 | 5,032,000 | 6,670,000 |
| Net interest income | 1,695,000 | 3,387,000 | 5,116,000 | 6,752,000 |
| Noninterest income | 459,000 | 987,000 | 1,492,000 | 2,636,000 |
| Noninterest expense | 1,509,000 | 3,029,000 | 4,625,000 | 6,974,000 |
| Provision for loan losses | 0 | 0 | 105,000 | 105,000 |
| Pretax income | 645,000 | 5,638,000 | 6,171,000 | 6,552,000 |
| Income tax | 134,000 | 1,989,000 | 2,111,000 | 2,021,000 |
| Net income | 511,000 | 3,649,000 | 4,060,000 | 4,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,737,000 | 22,075,000 | 20,486,000 | 20,357,000 |
| Total capital | 28,594,000 | 31,748,000 | 29,214,000 | 25,204,000 |
| Risk-weighted assets | 181,560,000 | 190,381,000 | 195,656,000 | 212,237,000 |