Call reports 2002
TOWN AND COUNTRY BANK — 2002
What TOWN AND COUNTRY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 199,758,000 | 225,656,000 | 212,850,000 | 210,599,000 |
| Total loans | 117,085,000 | 132,964,000 | 132,547,000 | 129,549,000 |
| Allowance for loan losses | 1,692,000 | 1,727,000 | 1,693,000 | 1,630,000 |
| Securities available for sale | 52,282,000 | 58,393,000 | 55,675,000 | 54,639,000 |
| Securities held to maturity | 2,508,000 | 2,618,000 | 2,619,000 | 2,514,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,536,000 | 168,088,000 | 161,083,000 | 159,593,000 |
| Interest-bearing deposits | 124,646,000 | 144,772,000 | 137,815,000 | 138,442,000 |
| Noninterest-bearing deposits | 22,890,000 | 23,316,000 | 23,268,000 | 21,151,000 |
| Equity capital | 21,012,000 | 23,388,000 | 23,625,000 | 24,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,736,000 | 6,357,000 | 9,575,000 | 12,680,000 |
| Interest expense | 1,320,000 | 3,044,000 | 4,440,000 | 5,698,000 |
| Net interest income | 1,416,000 | 3,313,000 | 5,135,000 | 6,982,000 |
| Noninterest income | 618,000 | 1,066,000 | 2,004,000 | 2,988,000 |
| Noninterest expense | 1,508,000 | 3,095,000 | 5,238,000 | 7,278,000 |
| Provision for loan losses | 95,000 | 212,000 | 311,000 | 511,000 |
| Pretax income | 431,000 | 1,072,000 | 1,590,000 | 2,181,000 |
| Income tax | 103,000 | 269,000 | 415,000 | 548,000 |
| Net income | 328,000 | 803,000 | 1,175,000 | 1,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,038,000 | 15,070,000 | 15,246,000 | 15,705,000 |
| Total capital | 20,455,000 | 22,506,000 | 22,345,000 | 23,344,000 |
| Risk-weighted assets | 128,949,000 | 149,105,000 | 146,910,000 | 148,271,000 |