Call reports 2001
TOWN AND COUNTRY BANK — 2001
What TOWN AND COUNTRY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 181,099,000 | 181,575,000 | 186,766,000 | 183,965,000 |
| Total loans | 113,511,000 | 115,183,000 | 111,418,000 | 108,827,000 |
| Allowance for loan losses | 1,217,000 | 1,133,000 | 1,189,000 | 1,702,000 |
| Securities available for sale | 40,510,000 | 43,367,000 | 47,133,000 | 48,255,000 |
| Securities held to maturity | 2,313,000 | 2,613,000 | 2,613,000 | 2,523,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,193,000 | 135,001,000 | 136,138,000 | 136,285,000 |
| Interest-bearing deposits | 116,130,000 | 114,653,000 | 116,971,000 | 115,248,000 |
| Noninterest-bearing deposits | 19,063,000 | 20,348,000 | 19,167,000 | 21,037,000 |
| Equity capital | 18,402,000 | 18,699,000 | 20,514,000 | 19,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,085,000 | 6,209,000 | 9,206,000 | 12,111,000 |
| Interest expense | 1,793,000 | 3,502,000 | 5,120,000 | 6,568,000 |
| Net interest income | 1,292,000 | 2,707,000 | 4,086,000 | 5,543,000 |
| Noninterest income | 466,000 | 978,000 | 1,837,000 | 2,475,000 |
| Noninterest expense | 1,270,000 | 2,623,000 | 3,931,000 | 5,621,000 |
| Provision for loan losses | 17,000 | 27,000 | 77,000 | 615,000 |
| Pretax income | 471,000 | 1,061,000 | 1,941,000 | 1,808,000 |
| Income tax | 119,000 | 311,000 | 252,000 | 123,000 |
| Net income | 352,000 | 750,000 | 1,689,000 | 1,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,161,000 | 12,432,000 | 13,243,000 | 12,910,000 |
| Total capital | 17,831,000 | 18,076,000 | 19,439,000 | 19,470,000 |
| Risk-weighted assets | 118,795,000 | 119,094,000 | 122,791,000 | 119,665,000 |