Call reports 2012
INDEPENDENCE TRUST COMPANY — 2012
What INDEPENDENCE TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 3,681,000 | 3,796,000 | 3,887,000 | 3,763,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 2,129,000 | 1,967,000 | 2,196,000 | 2,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Interest-bearing deposits | 500,000 | 500,000 | 500,000 | 500,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 2,981,000 | 2,983,000 | 3,065,000 | 3,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 20,000 | 43,000 | 66,000 | 89,000 |
| Interest expense | 3,000 | 6,000 | 9,000 | 12,000 |
| Net interest income | 17,000 | 37,000 | 57,000 | 77,000 |
| Noninterest income | 532,000 | 1,118,000 | 1,655,000 | 2,168,000 |
| Noninterest expense | 513,000 | 994,000 | 1,427,000 | 1,838,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 36,000 | 164,000 | 289,000 | 422,000 |
| Income tax | 14,000 | 60,000 | 109,000 | 163,000 |
| Net income | 22,000 | 104,000 | 180,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,925,000 | 2,926,000 | 3,002,000 | 3,081,000 |
| Total capital | 2,925,000 | 2,926,000 | 3,002,000 | 3,081,000 |
| Risk-weighted assets | 1,394,000 | 1,229,000 | 1,318,000 | 1,305,000 |