Call reports 2006
PAMPLICO BANK AND TRUST COMPANY — 2006
What PAMPLICO BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 20,485,000 | 18,841,000 | 19,101,000 | 19,034,000 |
| Total loans | 7,190,000 | 7,093,000 | 6,973,000 | 7,045,000 |
| Allowance for loan losses | 117,000 | 119,000 | 132,000 | 143,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,553,000 | 8,691,000 | 8,071,000 | 7,070,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,189,000 | 15,504,000 | 15,780,000 | 15,676,000 |
| Interest-bearing deposits | 12,836,000 | 11,759,000 | 11,360,000 | 11,448,000 |
| Noninterest-bearing deposits | 4,353,000 | 3,745,000 | 4,420,000 | 4,228,000 |
| Equity capital | 3,252,000 | 3,266,000 | 3,257,000 | 3,271,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 236,000 | 484,000 | 712,000 | 959,000 |
| Interest expense | 50,000 | 106,000 | 173,000 | 245,000 |
| Net interest income | 186,000 | 378,000 | 539,000 | 714,000 |
| Noninterest income | 22,000 | 40,000 | 59,000 | 74,000 |
| Noninterest expense | 158,000 | 332,000 | 499,000 | 661,000 |
| Provision for loan losses | 10,000 | 25,000 | 40,000 | 50,000 |
| Pretax income | 40,000 | 61,000 | 59,000 | 77,000 |
| Income tax | 2,000 | 9,000 | 16,000 | 20,000 |
| Net income | 38,000 | 52,000 | 43,000 | 57,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,252,000 | 3,266,000 | 3,257,000 | 3,271,000 |
| Total capital | 3,342,000 | 3,354,000 | 3,345,000 | 3,358,000 |
| Risk-weighted assets | 7,165,000 | 7,017,000 | 6,984,000 | 6,916,000 |