Call reports 2005
PAMPLICO BANK AND TRUST COMPANY — 2005
What PAMPLICO BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 19,408,000 | 18,580,000 | 19,637,000 | 19,410,000 |
| Total loans | 7,412,000 | 7,476,000 | 7,373,000 | 7,378,000 |
| Allowance for loan losses | 135,000 | 135,000 | 135,000 | 135,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,703,000 | 8,823,000 | 8,312,000 | 8,620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,156,000 | 15,265,000 | 16,300,000 | 16,087,000 |
| Interest-bearing deposits | 12,107,000 | 11,308,000 | 12,139,000 | 11,881,000 |
| Noninterest-bearing deposits | 4,049,000 | 3,957,000 | 4,161,000 | 4,206,000 |
| Equity capital | 3,227,000 | 3,271,000 | 3,296,000 | 3,274,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 211,000 | 418,000 | 632,000 | 857,000 |
| Interest expense | 32,000 | 69,000 | 109,000 | 151,000 |
| Net interest income | 179,000 | 349,000 | 523,000 | 706,000 |
| Noninterest income | 21,000 | 42,000 | 64,000 | 79,000 |
| Noninterest expense | 163,000 | 327,000 | 490,000 | 687,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 64,000 | 97,000 | 98,000 |
| Income tax | 0 | 2,000 | 10,000 | 33,000 |
| Net income | 37,000 | 62,000 | 87,000 | 65,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,227,000 | 3,271,000 | 3,296,000 | 3,274,000 |
| Total capital | 3,316,000 | 3,358,000 | 3,387,000 | 3,364,000 |
| Risk-weighted assets | 7,099,000 | 6,894,000 | 7,249,000 | 7,128,000 |