Call reports 2004
PAMPLICO BANK AND TRUST COMPANY — 2004
What PAMPLICO BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 18,856,000 | 19,395,000 | 19,059,000 | 19,655,000 |
| Total loans | 8,004,000 | 8,059,000 | 7,287,000 | 7,307,000 |
| Allowance for loan losses | 165,000 | 165,000 | 150,000 | 135,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,973,000 | 7,899,000 | 8,597,000 | 8,672,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,649,000 | 16,157,000 | 15,784,000 | 16,379,000 |
| Interest-bearing deposits | 12,052,000 | 12,678,000 | 12,221,000 | 11,843,000 |
| Noninterest-bearing deposits | 3,597,000 | 3,479,000 | 3,563,000 | 4,536,000 |
| Equity capital | 3,172,000 | 3,199,000 | 3,234,000 | 3,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 211,000 | 419,000 | 644,000 | 850,000 |
| Interest expense | 26,000 | 52,000 | 79,000 | 107,000 |
| Net interest income | 185,000 | 367,000 | 565,000 | 743,000 |
| Noninterest income | 21,000 | 44,000 | 66,000 | 88,000 |
| Noninterest expense | 166,000 | 326,000 | 498,000 | 683,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 40,000 | 85,000 | 133,000 | 148,000 |
| Income tax | 10,000 | 28,000 | 41,000 | 58,000 |
| Net income | 30,000 | 57,000 | 92,000 | 90,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,172,000 | 3,199,000 | 3,234,000 | 3,235,000 |
| Total capital | 3,266,000 | 3,296,000 | 3,325,000 | 3,327,000 |
| Risk-weighted assets | 7,443,000 | 7,727,000 | 7,239,000 | 7,295,000 |