Call reports 2003
PAMPLICO BANK AND TRUST COMPANY — 2003
What PAMPLICO BANK AND TRUST COMPANY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 20,161,000 | 19,561,000 | 20,010,000 | 19,408,000 |
| Total loans | 8,867,000 | 8,964,000 | 8,480,000 | 8,229,000 |
| Allowance for loan losses | 158,000 | 164,000 | 165,000 | 167,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,141,000 | 7,747,000 | 6,847,000 | 8,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,007,000 | 16,346,000 | 16,755,000 | 16,147,000 |
| Interest-bearing deposits | 12,988,000 | 12,519,000 | 12,243,000 | 11,973,000 |
| Noninterest-bearing deposits | 4,019,000 | 3,827,000 | 4,512,000 | 4,174,000 |
| Equity capital | 3,112,000 | 3,163,000 | 3,202,000 | 3,205,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 241,000 | 494,000 | 728,000 | 952,000 |
| Interest expense | 31,000 | 61,000 | 91,000 | 118,000 |
| Net interest income | 210,000 | 433,000 | 637,000 | 834,000 |
| Noninterest income | 24,000 | 48,000 | 70,000 | 88,000 |
| Noninterest expense | 169,000 | 344,000 | 518,000 | 722,000 |
| Provision for loan losses | 15,000 | 21,000 | 21,000 | 21,000 |
| Pretax income | 50,000 | 116,000 | 168,000 | 179,000 |
| Income tax | 5,000 | 20,000 | 33,000 | 41,000 |
| Net income | 45,000 | 96,000 | 135,000 | 138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,112,000 | 3,163,000 | 3,202,000 | 3,205,000 |
| Total capital | 3,212,000 | 3,265,000 | 3,302,000 | 3,302,000 |
| Risk-weighted assets | 7,979,000 | 8,078,000 | 7,974,000 | 7,729,000 |