Call reports 2002
PAMPLICO BANK AND TRUST COMPANY — 2002
What PAMPLICO BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 20,429,000 | 20,427,000 | 21,149,000 | 19,969,000 |
| Total loans | 9,425,000 | 9,463,000 | 9,127,000 | 9,289,000 |
| Allowance for loan losses | 128,000 | 159,000 | 158,000 | 147,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,843,000 | 8,336,000 | 8,544,000 | 8,242,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,333,000 | 17,288,000 | 17,980,000 | 16,784,000 |
| Interest-bearing deposits | 13,338,000 | 13,289,000 | 13,022,000 | 12,839,000 |
| Noninterest-bearing deposits | 3,995,000 | 3,999,000 | 4,958,000 | 3,945,000 |
| Equity capital | 3,028,000 | 3,063,000 | 3,108,000 | 3,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 543,000 | 819,000 | 1,068,000 |
| Interest expense | 60,000 | 115,000 | 166,000 | 208,000 |
| Net interest income | 214,000 | 428,000 | 653,000 | 860,000 |
| Noninterest income | 21,000 | 46,000 | 69,000 | 89,000 |
| Noninterest expense | 170,000 | 333,000 | 499,000 | 695,000 |
| Provision for loan losses | 14,000 | 45,000 | 67,000 | 68,000 |
| Pretax income | 51,000 | 96,000 | 156,000 | 186,000 |
| Income tax | 17,000 | 27,000 | 42,000 | 53,000 |
| Net income | 34,000 | 69,000 | 114,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,028,000 | 3,063,000 | 3,108,000 | 3,127,000 |
| Total capital | 3,133,000 | 3,165,000 | 3,210,000 | 3,229,000 |
| Risk-weighted assets | 8,409,000 | 8,074,000 | 8,131,000 | 8,127,000 |