Call reports 2001
PAMPLICO BANK AND TRUST COMPANY — 2001
What PAMPLICO BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,308,000 | 19,047,000 | 21,464,000 | 20,817,000 |
| Total loans | 9,347,000 | 9,342,000 | 9,263,000 | 9,403,000 |
| Allowance for loan losses | 116,000 | 122,000 | 118,000 | 114,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,532,000 | 7,621,000 | 8,040,000 | 7,347,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 16,210,000 | 15,874,000 | 18,260,000 | 17,652,000 |
| Interest-bearing deposits | 12,388,000 | 12,218,000 | 13,420,000 | 13,092,000 |
| Noninterest-bearing deposits | 3,822,000 | 3,656,000 | 4,840,000 | 4,560,000 |
| Equity capital | 2,974,000 | 3,025,000 | 3,086,000 | 3,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 343,000 | 670,000 | 985,000 | 1,297,000 |
| Interest expense | 140,000 | 254,000 | 363,000 | 443,000 |
| Net interest income | 203,000 | 416,000 | 622,000 | 854,000 |
| Noninterest income | 25,000 | 52,000 | 76,000 | 96,000 |
| Noninterest expense | 162,000 | 328,000 | 474,000 | 720,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 37,000 |
| Pretax income | 60,000 | 128,000 | 206,000 | 193,000 |
| Income tax | 11,000 | 28,000 | 45,000 | 64,000 |
| Net income | 49,000 | 100,000 | 161,000 | 129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,974,000 | 3,025,000 | 3,086,000 | 3,054,000 |
| Total capital | 3,083,000 | 3,132,000 | 3,198,000 | 3,164,000 |
| Risk-weighted assets | 8,713,000 | 8,565,000 | 8,973,000 | 8,788,000 |