Call reports 2016
TRAILWEST BANK — 2016
What TRAILWEST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 418,141,000 | 426,359,000 | 440,734,000 | 441,600,000 |
| Total loans | 333,630,000 | 351,457,000 | 358,144,000 | 361,500,000 |
| Allowance for loan losses | 4,823,000 | 5,043,000 | 5,092,000 | 5,300,000 |
| Securities available for sale | 2,431,000 | 2,431,000 | 2,436,000 | 2,399,000 |
| Securities held to maturity | 30,153,000 | 27,443,000 | 26,072,000 | 26,984,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,330,000 | 328,912,000 | 344,898,000 | 351,978,000 |
| Interest-bearing deposits | 241,360,000 | 244,708,000 | 253,150,000 | 262,867,000 |
| Noninterest-bearing deposits | 84,970,000 | 84,204,000 | 91,748,000 | 89,111,000 |
| Equity capital | 40,803,000 | 40,912,000 | 42,133,000 | 42,643,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,719,000 | 9,676,000 | 14,688,000 | 20,398,000 |
| Interest expense | 542,000 | 1,123,000 | 1,744,000 | 2,562,000 |
| Net interest income | 4,177,000 | 8,553,000 | 12,944,000 | 17,836,000 |
| Noninterest income | 493,000 | 982,000 | 1,491,000 | 1,481,000 |
| Noninterest expense | 3,129,000 | 6,098,000 | 9,278,000 | 12,520,000 |
| Provision for loan losses | -300,000 | -300,000 | -300,000 | 289,000 |
| Pretax income | 1,841,000 | 3,737,000 | 5,457,000 | 6,508,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,841,000 | 3,737,000 | 5,457,000 | 6,508,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,477,000 | 40,677,000 | 41,906,000 | 42,424,000 |
| Total capital | 44,554,000 | 45,017,000 | 46,289,000 | 46,771,000 |
| Risk-weighted assets | 325,477,000 | 346,539,000 | 349,931,000 | 346,820,000 |