Call reports 2015
TRAILWEST BANK — 2015
What TRAILWEST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 380,052,000 | 392,843,000 | 395,659,000 | 401,297,000 |
| Total loans | 294,612,000 | 308,549,000 | 314,702,000 | 318,510,000 |
| Allowance for loan losses | 4,190,000 | 4,291,000 | 4,394,000 | 4,800,000 |
| Securities available for sale | 2,463,000 | 2,441,000 | 2,448,000 | 2,424,000 |
| Securities held to maturity | 34,355,000 | 33,906,000 | 32,936,000 | 31,557,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,124,000 | 305,750,000 | 313,435,000 | 320,235,000 |
| Interest-bearing deposits | 221,443,000 | 220,220,000 | 224,750,000 | 231,638,000 |
| Noninterest-bearing deposits | 82,681,000 | 85,530,000 | 88,685,000 | 88,597,000 |
| Equity capital | 39,401,000 | 39,392,000 | 39,444,000 | 39,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,369,000 | 8,952,000 | 13,599,000 | 18,293,000 |
| Interest expense | 463,000 | 917,000 | 1,373,000 | 1,848,000 |
| Net interest income | 3,906,000 | 8,035,000 | 12,226,000 | 16,445,000 |
| Noninterest income | 277,000 | 616,000 | 1,194,000 | 1,603,000 |
| Noninterest expense | 2,830,000 | 5,619,000 | 8,387,000 | 11,417,000 |
| Provision for loan losses | 0 | 0 | 0 | -2,000 |
| Pretax income | 1,353,000 | 3,032,000 | 5,033,000 | 6,633,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,353,000 | 3,032,000 | 5,033,000 | 6,633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,016,000 | 39,076,000 | 39,136,000 | 38,965,000 |
| Total capital | 42,693,000 | 42,961,000 | 43,045,000 | 42,891,000 |
| Risk-weighted assets | 293,672,000 | 310,462,000 | 312,262,000 | 313,223,000 |