Call reports 2010
TRAILWEST BANK — 2010
What TRAILWEST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 204,287,000 | 206,775,000 | 205,150,000 | 199,243,000 |
| Total loans | 167,435,000 | 164,319,000 | 161,540,000 | 159,079,000 |
| Allowance for loan losses | 3,393,000 | 3,699,000 | 3,320,000 | 3,250,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,664,000 | 10,729,000 | 10,744,000 | 10,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,566,000 | 150,627,000 | 149,491,000 | 145,165,000 |
| Interest-bearing deposits | 131,774,000 | 134,971,000 | 132,224,000 | 127,676,000 |
| Noninterest-bearing deposits | 15,792,000 | 15,656,000 | 17,267,000 | 17,489,000 |
| Equity capital | 20,593,000 | 20,701,000 | 20,757,000 | 20,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,903,000 | 6,933,000 | 9,907,000 | 12,836,000 |
| Interest expense | 922,000 | 1,814,000 | 2,649,000 | 3,426,000 |
| Net interest income | 2,981,000 | 5,119,000 | 7,258,000 | 9,410,000 |
| Noninterest income | 189,000 | 420,000 | 687,000 | 922,000 |
| Noninterest expense | 966,000 | 2,127,000 | 3,352,000 | 4,572,000 |
| Provision for loan losses | 700,000 | 1,300,000 | 1,750,000 | 2,200,000 |
| Pretax income | 1,504,000 | 2,112,000 | 2,843,000 | 3,560,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,504,000 | 2,112,000 | 2,843,000 | 3,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,593,000 | 20,701,000 | 20,757,000 | 20,224,000 |
| Total capital | 22,653,000 | 22,739,000 | 22,772,000 | 22,204,000 |
| Risk-weighted assets | 163,445,000 | 161,358,000 | 159,166,000 | 156,463,000 |