Call reports 2009
TRAILWEST BANK — 2009
What TRAILWEST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 200,887,000 | 201,228,000 | 200,927,000 | 208,514,000 |
| Total loans | 165,891,000 | 166,629,000 | 164,921,000 | 169,913,000 |
| Allowance for loan losses | 3,521,000 | 3,405,000 | 3,339,000 | 3,400,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,755,000 | 8,686,000 | 10,778,000 | 10,778,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,275,000 | 152,731,000 | 149,985,000 | 153,385,000 |
| Interest-bearing deposits | 135,456,000 | 136,698,000 | 131,454,000 | 136,273,000 |
| Noninterest-bearing deposits | 16,819,000 | 16,033,000 | 18,531,000 | 17,112,000 |
| Equity capital | 16,020,000 | 16,079,000 | 16,132,000 | 16,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,325,000 | 6,433,000 | 9,562,000 | 12,686,000 |
| Interest expense | 1,093,000 | 2,081,000 | 3,035,000 | 4,025,000 |
| Net interest income | 2,232,000 | 4,352,000 | 6,527,000 | 8,661,000 |
| Noninterest income | 277,000 | 572,000 | 841,000 | 989,000 |
| Noninterest expense | 1,420,000 | 2,826,000 | 4,167,000 | 5,280,000 |
| Provision for loan losses | 250,000 | 400,000 | 550,000 | 1,062,000 |
| Pretax income | 839,000 | 1,698,000 | 2,651,000 | 3,308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 839,000 | 1,698,000 | 2,651,000 | 3,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,020,000 | 16,079,000 | 16,132,000 | 16,289,000 |
| Total capital | 18,096,000 | 18,139,000 | 18,187,000 | 18,430,000 |
| Risk-weighted assets | 164,617,000 | 163,457,000 | 163,156,000 | 170,009,000 |