Call reports 2008
TRAILWEST BANK — 2008
What TRAILWEST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 205,821,000 | 204,347,000 | 203,095,000 | 207,210,000 |
| Total loans | 169,390,000 | 169,558,000 | 170,564,000 | 169,413,000 |
| Allowance for loan losses | 3,521,000 | 3,120,000 | 3,498,000 | 3,400,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,950,000 | 6,160,000 | 8,830,000 | 8,831,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,771,000 | 153,664,000 | 153,124,000 | 158,180,000 |
| Interest-bearing deposits | 139,805,000 | 134,412,000 | 133,624,000 | 140,726,000 |
| Noninterest-bearing deposits | 17,966,000 | 19,252,000 | 19,500,000 | 17,455,000 |
| Equity capital | 15,881,000 | 16,000,000 | 15,890,000 | 16,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,745,000 | 7,194,000 | 10,632,000 | 13,893,000 |
| Interest expense | 1,469,000 | 2,835,000 | 4,166,000 | 5,368,000 |
| Net interest income | 2,276,000 | 4,359,000 | 6,466,000 | 8,525,000 |
| Noninterest income | 320,000 | 651,000 | 934,000 | 1,294,000 |
| Noninterest expense | 1,304,000 | 2,574,000 | 3,674,000 | 4,681,000 |
| Provision for loan losses | 150,000 | 375,000 | 825,000 | 1,846,000 |
| Pretax income | 1,142,000 | 2,061,000 | 2,901,000 | 3,292,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,142,000 | 2,061,000 | 2,901,000 | 3,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,881,000 | 16,000,000 | 15,890,000 | 16,081,000 |
| Total capital | 18,011,000 | 18,143,000 | 18,037,000 | 18,154,000 |
| Risk-weighted assets | 168,977,000 | 170,486,000 | 170,429,000 | 164,537,000 |