Call reports 2007
TRAILWEST BANK — 2007
What TRAILWEST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 192,720,000 | 191,923,000 | 198,461,000 | 196,358,000 |
| Total loans | 157,451,000 | 162,159,000 | 161,884,000 | 163,763,000 |
| Allowance for loan losses | 3,149,000 | 3,253,000 | 3,332,000 | 3,400,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 709,000 | 2,016,000 | 3,556,000 | 4,768,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,696,000 | 146,739,000 | 147,480,000 | 147,445,000 |
| Interest-bearing deposits | 128,948,000 | 126,776,000 | 126,903,000 | 129,058,000 |
| Noninterest-bearing deposits | 18,748,000 | 19,963,000 | 20,577,000 | 18,387,000 |
| Equity capital | 14,966,000 | 15,126,000 | 15,356,000 | 15,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,501,000 | 7,108,000 | 10,774,000 | 14,506,000 |
| Interest expense | 1,495,000 | 3,046,000 | 4,622,000 | 6,174,000 |
| Net interest income | 2,006,000 | 4,062,000 | 6,152,000 | 8,332,000 |
| Noninterest income | 301,000 | 592,000 | 879,000 | 1,195,000 |
| Noninterest expense | 1,222,000 | 2,459,000 | 3,656,000 | 4,869,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 550,000 |
| Pretax income | 935,000 | 1,895,000 | 2,925,000 | 4,108,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 935,000 | 1,895,000 | 2,925,000 | 4,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,966,000 | 15,126,000 | 15,356,000 | 15,439,000 |
| Total capital | 16,949,000 | 17,187,000 | 17,390,000 | 17,451,000 |
| Risk-weighted assets | 157,491,000 | 163,683,000 | 161,416,000 | 159,609,000 |