Call reports 2006
TRAILWEST BANK — 2006
What TRAILWEST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 179,647,000 | 181,028,000 | 191,106,000 | 187,832,000 |
| Total loans | 149,703,000 | 147,741,000 | 158,147,000 | 157,189,000 |
| Allowance for loan losses | 2,880,000 | 3,110,000 | 3,231,000 | 3,000,000 |
| Securities available for sale | 3,949,000 | 3,953,000 | 3,977,000 | 2,993,000 |
| Securities held to maturity | 520,000 | 520,000 | 450,000 | 724,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,068,000 | 139,608,000 | 146,357,000 | 142,497,000 |
| Interest-bearing deposits | 119,281,000 | 120,583,000 | 124,595,000 | 124,073,000 |
| Noninterest-bearing deposits | 18,787,000 | 19,025,000 | 21,762,000 | 18,424,000 |
| Equity capital | 13,854,000 | 14,150,000 | 14,812,000 | 14,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,056,000 | 6,280,000 | 9,649,000 | 13,134,000 |
| Interest expense | 1,152,000 | 2,442,000 | 3,857,000 | 5,367,000 |
| Net interest income | 1,904,000 | 3,838,000 | 5,792,000 | 7,767,000 |
| Noninterest income | 290,000 | 561,000 | 835,000 | 1,104,000 |
| Noninterest expense | 1,134,000 | 2,246,000 | 3,387,000 | 4,533,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 551,000 |
| Pretax income | 910,000 | 1,853,000 | 2,790,000 | 3,787,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 910,000 | 1,853,000 | 2,790,000 | 3,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,904,000 | 14,196,000 | 14,834,000 | 14,931,000 |
| Total capital | 15,777,000 | 16,036,000 | 16,810,000 | 16,883,000 |
| Risk-weighted assets | 148,802,000 | 145,960,000 | 156,826,000 | 155,152,000 |