Call reports 2005
TRAILWEST BANK — 2005
What TRAILWEST BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 164,887,000 | 164,986,000 | 169,483,000 | 172,231,000 |
| Total loans | 136,613,000 | 138,090,000 | 142,738,000 | 146,136,000 |
| Allowance for loan losses | 2,417,000 | 2,567,000 | 2,676,000 | 2,730,000 |
| Securities available for sale | 3,996,000 | 3,984,000 | 3,960,000 | 3,949,000 |
| Securities held to maturity | 590,000 | 590,000 | 590,000 | 590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,342,000 | 120,741,000 | 126,707,000 | 129,949,000 |
| Interest-bearing deposits | 102,476,000 | 101,213,000 | 104,743,000 | 110,324,000 |
| Noninterest-bearing deposits | 17,866,000 | 19,528,000 | 21,964,000 | 19,625,000 |
| Equity capital | 12,821,000 | 12,982,000 | 13,157,000 | 13,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,579,000 | 5,283,000 | 8,005,000 | 10,875,000 |
| Interest expense | 837,000 | 1,764,000 | 2,862,000 | 3,787,000 |
| Net interest income | 1,742,000 | 3,519,000 | 5,143,000 | 7,088,000 |
| Noninterest income | 239,000 | 506,000 | 800,000 | 1,099,000 |
| Noninterest expense | 1,136,000 | 2,205,000 | 3,275,000 | 4,313,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 557,000 |
| Pretax income | 695,000 | 1,520,000 | 2,218,000 | 3,317,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 695,000 | 1,520,000 | 2,218,000 | 3,317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,822,000 | 12,996,000 | 13,195,000 | 13,593,000 |
| Total capital | 14,555,000 | 14,737,000 | 14,965,000 | 15,385,000 |
| Risk-weighted assets | 137,953,000 | 138,433,000 | 140,723,000 | 144,865,000 |