Call reports 2003
TRAILWEST BANK — 2003
What TRAILWEST BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 131,487,000 | 134,813,000 | 144,169,000 | 144,671,000 |
| Total loans | 112,045,000 | 118,988,000 | 121,090,000 | 124,248,000 |
| Allowance for loan losses | 1,842,000 | 1,994,000 | 2,140,000 | 2,200,000 |
| Securities available for sale | 2,548,000 | 2,534,000 | 2,527,000 | 1,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,730,000 | 94,000,000 | 103,292,000 | 104,560,000 |
| Interest-bearing deposits | 79,147,000 | 79,517,000 | 86,480,000 | 87,431,000 |
| Noninterest-bearing deposits | 13,583,000 | 14,483,000 | 16,812,000 | 17,129,000 |
| Equity capital | 10,217,000 | 10,724,000 | 11,217,000 | 11,412,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 4,569,000 | 7,007,000 | 9,386,000 |
| Interest expense | 810,000 | 1,596,000 | 2,359,000 | 3,108,000 |
| Net interest income | 1,466,000 | 2,973,000 | 4,648,000 | 6,278,000 |
| Noninterest income | 280,000 | 583,000 | 946,000 | 1,192,000 |
| Noninterest expense | 914,000 | 1,809,000 | 2,951,000 | 3,825,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 536,000 |
| Pretax income | 682,000 | 1,447,000 | 2,193,000 | 3,109,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 682,000 | 1,447,000 | 2,193,000 | 3,109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,185,000 | 10,701,000 | 11,196,000 | 11,412,000 |
| Total capital | 11,482,000 | 12,071,000 | 12,665,000 | 12,931,000 |
| Risk-weighted assets | 103,182,000 | 108,995,000 | 116,838,000 | 120,872,000 |