Call reports 2002
TRAILWEST BANK — 2002
What TRAILWEST BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 117,395,000 | 121,756,000 | 124,167,000 | 126,714,000 |
| Total loans | 98,309,000 | 101,769,000 | 105,315,000 | 107,569,000 |
| Allowance for loan losses | 1,426,000 | 1,538,000 | 1,636,000 | 1,700,000 |
| Securities available for sale | 0 | 2,536,000 | 2,557,000 | 2,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,326,000 | 85,821,000 | 88,395,000 | 90,856,000 |
| Interest-bearing deposits | 71,426,000 | 72,621,000 | 73,526,000 | 75,920,000 |
| Noninterest-bearing deposits | 11,900,000 | 13,199,000 | 14,869,000 | 14,936,000 |
| Equity capital | 9,328,000 | 9,495,000 | 9,742,000 | 9,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,168,000 | 4,370,000 | 6,629,000 | 8,917,000 |
| Interest expense | 879,000 | 1,754,000 | 2,620,000 | 3,443,000 |
| Net interest income | 1,289,000 | 2,616,000 | 4,009,000 | 5,474,000 |
| Noninterest income | 228,000 | 440,000 | 689,000 | 961,000 |
| Noninterest expense | 748,000 | 1,559,000 | 2,330,000 | 3,193,000 |
| Provision for loan losses | 120,000 | 260,000 | 410,000 | 542,000 |
| Pretax income | 649,000 | 1,237,000 | 1,958,000 | 2,700,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 649,000 | 1,237,000 | 1,958,000 | 2,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,328,000 | 9,495,000 | 9,711,000 | 9,903,000 |
| Total capital | 10,512,000 | 10,696,000 | 10,959,000 | 11,153,000 |
| Risk-weighted assets | 94,486,000 | 95,708,000 | 99,432,000 | 99,539,000 |