Call reports 2016
MISSION BANK, THE — 2016
What MISSION BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 547,576,000 | 544,574,000 | 552,527,000 | 504,011,000 |
| Total loans | 263,071,000 | 269,436,000 | 282,029,000 | 277,696,000 |
| Allowance for loan losses | 5,385,000 | 5,270,000 | 5,308,000 | 5,257,000 |
| Securities available for sale | 199,030,000 | 184,681,000 | 172,049,000 | 167,098,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 379,039,000 | 373,505,000 | 373,407,000 | 379,868,000 |
| Interest-bearing deposits | 265,094,000 | 262,236,000 | 255,892,000 | 260,417,000 |
| Noninterest-bearing deposits | 113,945,000 | 111,269,000 | 117,515,000 | 119,451,000 |
| Equity capital | 96,650,000 | 97,085,000 | 97,762,000 | 95,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,706,000 | 9,856,000 | 14,804,000 | 19,409,000 |
| Interest expense | 765,000 | 1,522,000 | 2,273,000 | 4,238,000 |
| Net interest income | 3,941,000 | 8,334,000 | 12,531,000 | 15,171,000 |
| Noninterest income | 139,000 | 86,000 | 252,000 | 1,082,000 |
| Noninterest expense | 2,473,000 | 4,778,000 | 7,053,000 | 9,323,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,646,000 | 3,681,000 | 5,769,000 | 6,995,000 |
| Income tax | 458,000 | 1,036,000 | 1,634,000 | 1,913,000 |
| Net income | 1,188,000 | 2,645,000 | 4,135,000 | 5,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,322,000 | 88,541,000 | 90,030,000 | 90,978,000 |
| Total capital | 93,266,000 | 93,386,000 | 95,069,000 | 96,038,000 |
| Risk-weighted assets | 395,088,000 | 387,185,000 | 402,873,000 | 404,638,000 |