Call reports 2015
MISSION BANK, THE — 2015
What MISSION BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 532,454,000 | 529,105,000 | 547,264,000 | 536,531,000 |
| Total loans | 248,440,000 | 252,436,000 | 254,661,000 | 263,379,000 |
| Allowance for loan losses | 5,245,000 | 5,260,000 | 5,273,000 | 5,280,000 |
| Securities available for sale | 217,463,000 | 207,814,000 | 203,917,000 | 203,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 357,540,000 | 358,785,000 | 375,151,000 | 367,386,000 |
| Interest-bearing deposits | 269,455,000 | 265,066,000 | 267,470,000 | 267,778,000 |
| Noninterest-bearing deposits | 88,085,000 | 93,719,000 | 107,681,000 | 99,608,000 |
| Equity capital | 93,708,000 | 92,274,000 | 94,944,000 | 93,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,896,000 | 10,311,000 | 15,327,000 | 20,063,000 |
| Interest expense | 901,000 | 1,761,000 | 2,556,000 | 3,342,000 |
| Net interest income | 3,995,000 | 8,550,000 | 12,771,000 | 16,721,000 |
| Noninterest income | 334,000 | 242,000 | 813,000 | 1,039,000 |
| Noninterest expense | 2,450,000 | 4,895,000 | 7,612,000 | 10,149,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,943,000 | 4,147,000 | 6,221,000 | 7,960,000 |
| Income tax | 498,000 | 1,096,000 | 1,645,000 | 2,248,000 |
| Net income | 1,445,000 | 3,051,000 | 4,576,000 | 5,712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,203,000 | 85,612,000 | 87,137,000 | 87,133,000 |
| Total capital | 89,582,000 | 90,051,000 | 91,913,000 | 92,009,000 |
| Risk-weighted assets | 349,522,000 | 354,331,000 | 381,639,000 | 389,656,000 |