Call reports 2012
MISSION BANK, THE — 2012
What MISSION BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 550,597,000 | 552,714,000 | 549,433,000 | 551,805,000 |
| Total loans | 305,089,000 | 288,223,000 | 284,908,000 | 279,181,000 |
| Allowance for loan losses | 8,492,000 | 8,708,000 | 8,972,000 | 11,958,000 |
| Securities available for sale | 148,735,000 | 151,439,000 | 159,353,000 | 168,936,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,635,000 | 378,016,000 | 378,356,000 | 381,715,000 |
| Interest-bearing deposits | 310,780,000 | 311,096,000 | 307,184,000 | 305,070,000 |
| Noninterest-bearing deposits | 63,855,000 | 66,920,000 | 71,172,000 | 76,645,000 |
| Equity capital | 85,728,000 | 86,649,000 | 87,487,000 | 85,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,396,000 | 10,562,000 | 15,739,000 | 20,654,000 |
| Interest expense | 1,504,000 | 2,947,000 | 4,314,000 | 5,608,000 |
| Net interest income | 3,892,000 | 7,615,000 | 11,425,000 | 15,046,000 |
| Noninterest income | 162,000 | 38,000 | 165,000 | 640,000 |
| Noninterest expense | 2,551,000 | 4,710,000 | 7,129,000 | 9,420,000 |
| Provision for loan losses | 300,000 | 300,000 | 600,000 | 3,600,000 |
| Pretax income | 1,203,000 | 2,643,000 | 3,894,000 | 2,519,000 |
| Income tax | 147,000 | 536,000 | 820,000 | 274,000 |
| Net income | 1,056,000 | 2,107,000 | 3,074,000 | 2,245,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,403,000 | 76,011,000 | 77,469,000 | 75,373,000 |
| Total capital | 79,932,000 | 80,387,000 | 81,893,000 | 79,710,000 |
| Risk-weighted assets | 358,370,000 | 345,708,000 | 349,375,000 | 339,311,000 |