Call reports 2010
MISSION BANK, THE — 2010
What MISSION BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 589,794,000 | 585,003,000 | 579,036,000 | 573,462,000 |
| Total loans | 387,626,000 | 385,385,000 | 385,089,000 | 368,658,000 |
| Allowance for loan losses | 9,651,000 | 10,077,000 | 11,165,000 | 12,075,000 |
| Securities available for sale | 143,944,000 | 137,949,000 | 137,278,000 | 140,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 389,483,000 | 387,242,000 | 393,983,000 | 393,548,000 |
| Interest-bearing deposits | 333,379,000 | 329,425,000 | 335,012,000 | 334,587,000 |
| Noninterest-bearing deposits | 56,104,000 | 57,817,000 | 58,971,000 | 58,961,000 |
| Equity capital | 81,255,000 | 82,139,000 | 81,302,000 | 79,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,895,000 | 13,761,000 | 20,515,000 | 27,002,000 |
| Interest expense | 2,392,000 | 4,712,000 | 7,073,000 | 9,099,000 |
| Net interest income | 4,503,000 | 9,049,000 | 13,442,000 | 17,903,000 |
| Noninterest income | 278,000 | -36,000 | -2,387,000 | -1,125,000 |
| Noninterest expense | 2,855,000 | 5,717,000 | 7,792,000 | 11,722,000 |
| Provision for loan losses | 1,200,000 | 1,700,000 | 4,350,000 | 5,900,000 |
| Pretax income | 726,000 | 1,679,000 | -1,021,000 | -849,000 |
| Income tax | -30,000 | 128,000 | -1,117,000 | -1,280,000 |
| Net income | 756,000 | 1,551,000 | 96,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,186,000 | 74,008,000 | 72,580,000 | 72,942,000 |
| Total capital | 78,909,000 | 79,576,000 | 77,976,000 | 78,253,000 |
| Risk-weighted assets | 453,851,000 | 440,164,000 | 431,600,000 | 418,122,000 |