Call reports 2009
MISSION BANK, THE — 2009
What MISSION BANK, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 576,816,000 | 596,139,000 | 592,742,000 | 594,600,000 |
| Total loans | 390,448,000 | 401,359,000 | 398,719,000 | 394,422,000 |
| Allowance for loan losses | 6,927,000 | 5,572,000 | 8,455,000 | 9,082,000 |
| Securities available for sale | 143,486,000 | 134,443,000 | 139,212,000 | 150,994,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,394,000 | 389,560,000 | 397,911,000 | 398,404,000 |
| Interest-bearing deposits | 321,002,000 | 329,695,000 | 333,501,000 | 334,946,000 |
| Noninterest-bearing deposits | 54,392,000 | 59,865,000 | 64,410,000 | 63,458,000 |
| Equity capital | 80,679,000 | 79,884,000 | 80,071,000 | 79,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 7,368,000 | 14,681,000 | 21,831,000 | 28,958,000 |
| Interest expense | 2,631,000 | 5,289,000 | 7,916,000 | 10,463,000 |
| Net interest income | 4,737,000 | 9,392,000 | 13,915,000 | 18,495,000 |
| Noninterest income | 317,000 | 665,000 | 963,000 | 1,258,000 |
| Noninterest expense | 2,783,000 | 5,303,000 | 8,123,000 | 11,153,000 |
| Provision for loan losses | 150,000 | 2,500,000 | 5,550,000 | 7,200,000 |
| Pretax income | 2,286,000 | 2,419,000 | 1,341,000 | 1,417,000 |
| Income tax | 588,000 | 444,000 | -160,000 | -322,000 |
| Net income | 1,698,000 | 1,975,000 | 1,501,000 | 1,739,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,056,000 | 73,515,000 | 72,139,000 | 72,403,000 |
| Total capital | 79,910,000 | 79,087,000 | 77,986,000 | 78,318,000 |
| Risk-weighted assets | 466,523,000 | 475,458,000 | 464,361,000 | 469,253,000 |