Call reports 2008
MISSION BANK, THE — 2008
What MISSION BANK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 583,770,000 | 593,169,000 | 593,315,000 | 580,830,000 |
| Total loans | 378,553,000 | 396,923,000 | 401,093,000 | 388,650,000 |
| Allowance for loan losses | 5,095,000 | 4,769,000 | 5,374,000 | 6,774,000 |
| Securities available for sale | 173,581,000 | 163,066,000 | 162,129,000 | 159,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 383,933,000 | 384,725,000 | 389,823,000 | 377,784,000 |
| Interest-bearing deposits | 324,287,000 | 320,606,000 | 331,390,000 | 316,860,000 |
| Noninterest-bearing deposits | 59,646,000 | 64,119,000 | 58,433,000 | 60,924,000 |
| Equity capital | 77,265,000 | 76,763,000 | 76,602,000 | 79,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 9,062,000 | 17,733,000 | 26,048,000 | 34,139,000 |
| Interest expense | 3,500,000 | 6,777,000 | 10,051,000 | 13,144,000 |
| Net interest income | 5,562,000 | 10,956,000 | 15,997,000 | 20,995,000 |
| Noninterest income | 307,000 | 949,000 | 1,287,000 | 1,621,000 |
| Noninterest expense | 2,355,000 | 4,971,000 | 7,655,000 | 10,052,000 |
| Provision for loan losses | 0 | 0 | 625,000 | 925,000 |
| Pretax income | 3,514,000 | 6,934,000 | 8,694,000 | 11,187,000 |
| Income tax | 1,058,000 | 2,165,000 | 2,767,000 | 3,417,000 |
| Net income | 2,456,000 | 4,769,000 | 5,927,000 | 7,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,769,000 | 71,184,000 | 71,120,000 | 72,831,000 |
| Total capital | 74,864,000 | 75,953,000 | 76,494,000 | 78,646,000 |
| Risk-weighted assets | 475,328,000 | 483,473,000 | 484,216,000 | 463,476,000 |