Call reports 2007
MISSION BANK, THE — 2007
What MISSION BANK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 468,949,000 | 469,979,000 | 488,634,000 | 505,262,000 |
| Total loans | 272,590,000 | 286,851,000 | 294,780,000 | 315,879,000 |
| Allowance for loan losses | 4,880,000 | 4,947,000 | 4,959,000 | 4,894,000 |
| Securities available for sale | 159,267,000 | 165,001,000 | 161,916,000 | 157,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 324,455,000 | 306,697,000 | 327,850,000 | 337,632,000 |
| Interest-bearing deposits | 264,560,000 | 256,202,000 | 272,220,000 | 275,673,000 |
| Noninterest-bearing deposits | 59,895,000 | 50,495,000 | 55,630,000 | 61,959,000 |
| Equity capital | 69,512,000 | 69,644,000 | 72,186,000 | 74,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 7,830,000 | 15,900,000 | 24,256,000 | 32,739,000 |
| Interest expense | 3,095,000 | 6,272,000 | 9,580,000 | 12,963,000 |
| Net interest income | 4,735,000 | 9,628,000 | 14,676,000 | 19,776,000 |
| Noninterest income | 292,000 | 585,000 | 4,667,000 | 5,062,000 |
| Noninterest expense | 1,918,000 | 3,976,000 | 5,862,000 | 7,939,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,109,000 | 6,237,000 | 13,481,000 | 16,899,000 |
| Income tax | 943,000 | 1,928,000 | 4,498,000 | 5,621,000 |
| Net income | 2,166,000 | 4,309,000 | 8,983,000 | 11,278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,653,000 | 70,998,000 | 72,357,000 | 73,861,000 |
| Total capital | 74,199,000 | 75,800,000 | 77,316,000 | 78,755,000 |
| Risk-weighted assets | 363,327,000 | 384,010,000 | 406,802,000 | 418,506,000 |