Call reports 2006
MISSION BANK, THE — 2006
What MISSION BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 474,547,000 | 458,964,000 | 463,700,000 | 464,906,000 |
| Total loans | 294,435,000 | 276,576,000 | 271,143,000 | 277,711,000 |
| Allowance for loan losses | 6,432,000 | 4,734,000 | 4,907,000 | 4,928,000 |
| Securities available for sale | 132,711,000 | 147,607,000 | 151,627,000 | 161,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,714,000 | 330,689,000 | 330,520,000 | 314,419,000 |
| Interest-bearing deposits | 285,828,000 | 277,052,000 | 268,917,000 | 260,815,000 |
| Noninterest-bearing deposits | 55,886,000 | 53,637,000 | 61,603,000 | 53,604,000 |
| Equity capital | 67,102,000 | 68,387,000 | 71,538,000 | 67,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,392,000 | 15,004,000 | 22,789,000 | 30,765,000 |
| Interest expense | 2,730,000 | 5,616,000 | 8,542,000 | 11,569,000 |
| Net interest income | 4,662,000 | 9,388,000 | 14,247,000 | 19,196,000 |
| Noninterest income | 281,000 | 1,232,000 | 1,514,000 | 2,204,000 |
| Noninterest expense | 1,958,000 | 3,349,000 | 4,730,000 | 6,948,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,985,000 | 7,271,000 | 11,031,000 | 14,452,000 |
| Income tax | 897,000 | 2,346,000 | 3,532,000 | 4,715,000 |
| Net income | 2,088,000 | 4,925,000 | 7,499,000 | 9,737,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,303,000 | 70,152,000 | 71,924,000 | 68,013,000 |
| Total capital | 72,986,000 | 74,593,000 | 75,970,000 | 72,163,000 |
| Risk-weighted assets | 372,887,000 | 354,997,000 | 360,403,000 | 368,557,000 |