Call reports 2005
MISSION BANK, THE — 2005
What MISSION BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 453,247,000 | 479,534,000 | 473,534,000 | 466,968,000 |
| Total loans | 307,936,000 | 330,799,000 | 332,611,000 | 312,930,000 |
| Allowance for loan losses | 6,612,000 | 6,616,000 | 6,215,000 | 6,322,000 |
| Securities available for sale | 126,713,000 | 130,489,000 | 118,000,000 | 122,480,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,006,000 | 337,746,000 | 341,698,000 | 332,943,000 |
| Interest-bearing deposits | 285,780,000 | 325,385,000 | 325,976,000 | 277,744,000 |
| Noninterest-bearing deposits | 50,226,000 | 12,361,000 | 15,722,000 | 55,199,000 |
| Equity capital | 61,918,000 | 64,143,000 | 65,111,000 | 66,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 6,387,000 | 13,289,000 | 20,539,000 | 28,144,000 |
| Interest expense | 1,861,000 | 4,051,000 | 6,493,000 | 9,114,000 |
| Net interest income | 4,526,000 | 9,238,000 | 14,046,000 | 19,030,000 |
| Noninterest income | 302,000 | 577,000 | 816,000 | 1,051,000 |
| Noninterest expense | 1,749,000 | 3,527,000 | 5,252,000 | 7,157,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,084,000 | 6,293,000 | 9,626,000 | 12,940,000 |
| Income tax | 1,005,000 | 2,008,000 | 3,113,000 | 4,216,000 |
| Net income | 2,079,000 | 4,285,000 | 6,513,000 | 8,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,092,000 | 63,671,000 | 65,303,000 | 66,633,000 |
| Total capital | 66,990,000 | 68,749,000 | 70,367,000 | 71,505,000 |
| Risk-weighted assets | 390,113,000 | 404,742,000 | 403,971,000 | 388,346,000 |