Call reports 2004
MISSION BANK, THE — 2004
What MISSION BANK, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 439,195,000 | 440,297,000 | 447,712,000 | 457,251,000 |
| Total loans | 288,549,000 | 282,900,000 | 288,614,000 | 310,431,000 |
| Allowance for loan losses | 6,601,000 | 6,697,000 | 6,710,000 | 6,535,000 |
| Securities available for sale | 112,614,000 | 127,931,000 | 128,993,000 | 127,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,701,000 | 328,925,000 | 333,359,000 | 329,212,000 |
| Interest-bearing deposits | 285,618,000 | 283,648,000 | 277,521,000 | 274,723,000 |
| Noninterest-bearing deposits | 43,083,000 | 45,277,000 | 55,838,000 | 54,489,000 |
| Equity capital | 57,749,000 | 57,488,000 | 59,643,000 | 60,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 5,722,000 | 11,471,000 | 17,396,000 | 23,776,000 |
| Interest expense | 1,585,000 | 3,148,000 | 4,840,000 | 6,629,000 |
| Net interest income | 4,137,000 | 8,323,000 | 12,556,000 | 17,147,000 |
| Noninterest income | 290,000 | 624,000 | 941,000 | 1,335,000 |
| Noninterest expense | 1,793,000 | 3,507,000 | 5,189,000 | 6,889,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,634,000 | 5,440,000 | 8,308,000 | 11,593,000 |
| Income tax | 837,000 | 1,760,000 | 2,676,000 | 3,762,000 |
| Net income | 1,797,000 | 3,680,000 | 5,632,000 | 7,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,066,000 | 57,442,000 | 58,790,000 | 60,374,000 |
| Total capital | 60,622,000 | 62,029,000 | 63,407,000 | 65,263,000 |
| Risk-weighted assets | 362,461,000 | 364,852,000 | 367,264,000 | 389,436,000 |