Call reports 2003
MISSION BANK, THE — 2003
What MISSION BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 430,216,000 | 439,310,000 | 436,353,000 | 427,136,000 |
| Total loans | 300,753,000 | 291,467,000 | 286,211,000 | 289,711,000 |
| Allowance for loan losses | 5,979,000 | 6,075,000 | 6,177,000 | 6,541,000 |
| Securities available for sale | 101,807,000 | 98,973,000 | 112,520,000 | 114,412,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,184,000 | 309,398,000 | 307,108,000 | 315,323,000 |
| Interest-bearing deposits | 296,296,000 | 295,127,000 | 294,318,000 | 303,087,000 |
| Noninterest-bearing deposits | 10,888,000 | 14,271,000 | 12,790,000 | 12,236,000 |
| Equity capital | 71,931,000 | 74,094,000 | 74,748,000 | 56,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 6,086,000 | 12,327,000 | 18,377,000 | 24,222,000 |
| Interest expense | 1,858,000 | 3,668,000 | 5,341,000 | 6,972,000 |
| Net interest income | 4,228,000 | 8,659,000 | 13,036,000 | 17,250,000 |
| Noninterest income | 304,000 | 1,216,000 | 1,476,000 | 1,782,000 |
| Noninterest expense | 1,650,000 | 3,487,000 | 5,053,000 | 6,891,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,884,000 | 6,388,000 | 9,462,000 | 12,143,000 |
| Income tax | 990,000 | 2,205,000 | 3,257,000 | 4,130,000 |
| Net income | 1,894,000 | 4,183,000 | 6,205,000 | 8,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,378,000 | 71,155,000 | 72,858,000 | 54,523,000 |
| Total capital | 73,985,000 | 75,539,000 | 77,246,000 | 59,057,000 |
| Risk-weighted assets | 367,163,000 | 346,995,000 | 348,656,000 | 360,698,000 |