Call reports 2014
SECURITY SAVINGS BANK — 2014
What SECURITY SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 119,457,000 | 117,388,000 | 113,071,000 | 116,995,000 |
| Total loans | 82,118,000 | 87,313,000 | 86,020,000 | 78,204,000 |
| Allowance for loan losses | 1,293,000 | 1,323,000 | 1,354,000 | 1,299,000 |
| Securities available for sale | 25,140,000 | 23,970,000 | 23,678,000 | 23,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,900,000 | 95,694,000 | 89,898,000 | 95,026,000 |
| Interest-bearing deposits | 80,202,000 | 79,115,000 | 73,809,000 | 75,257,000 |
| Noninterest-bearing deposits | 17,699,000 | 16,579,000 | 16,089,000 | 19,769,000 |
| Equity capital | 12,680,000 | 12,728,000 | 12,921,000 | 13,068,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,208,000 | 2,404,000 | 3,633,000 | 4,809,000 |
| Interest expense | 190,000 | 368,000 | 529,000 | 679,000 |
| Net interest income | 1,018,000 | 2,036,000 | 3,104,000 | 4,130,000 |
| Noninterest income | 82,000 | 155,000 | 236,000 | 322,000 |
| Noninterest expense | 650,000 | 1,328,000 | 2,002,000 | 2,717,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 421,000 | 804,000 | 1,249,000 | 1,616,000 |
| Income tax | 20,000 | 38,000 | 59,000 | 76,000 |
| Net income | 401,000 | 766,000 | 1,190,000 | 1,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,605,000 | 11,556,000 | 11,768,000 | 11,913,000 |
| Total capital | 12,721,000 | 12,718,000 | 12,913,000 | 12,982,000 |
| Risk-weighted assets | 89,104,000 | 92,781,000 | 91,372,000 | 85,326,000 |