Call reports 2013
SECURITY SAVINGS BANK — 2013
What SECURITY SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 131,406,000 | 125,257,000 | 122,238,000 | 119,187,000 |
| Total loans | 78,861,000 | 82,489,000 | 85,331,000 | 89,050,000 |
| Allowance for loan losses | 1,172,000 | 1,202,000 | 1,233,000 | 1,263,000 |
| Securities available for sale | 30,423,000 | 28,265,000 | 27,028,000 | 25,857,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,994,000 | 104,296,000 | 101,092,000 | 98,022,000 |
| Interest-bearing deposits | 93,007,000 | 88,423,000 | 84,065,000 | 81,372,000 |
| Noninterest-bearing deposits | 16,987,000 | 15,873,000 | 17,027,000 | 16,650,000 |
| Equity capital | 12,487,000 | 12,006,000 | 12,098,000 | 12,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,271,000 | 2,557,000 | 3,829,000 | 5,029,000 |
| Interest expense | 260,000 | 501,000 | 730,000 | 943,000 |
| Net interest income | 1,011,000 | 2,056,000 | 3,099,000 | 4,086,000 |
| Noninterest income | 94,000 | 171,000 | 273,000 | 341,000 |
| Noninterest expense | 658,000 | 1,294,000 | 1,929,000 | 2,576,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 417,000 | 873,000 | 1,353,000 | 1,731,000 |
| Income tax | 20,000 | 42,000 | 65,000 | 84,000 |
| Net income | 397,000 | 831,000 | 1,288,000 | 1,647,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,914,000 | 10,886,000 | 11,081,000 | 11,229,000 |
| Total capital | 12,019,000 | 12,013,000 | 12,238,000 | 12,413,000 |
| Risk-weighted assets | 88,314,000 | 90,117,000 | 92,507,000 | 94,615,000 |