Call reports 2012
SECURITY SAVINGS BANK — 2012
What SECURITY SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 124,429,000 | 125,741,000 | 128,322,000 | 129,358,000 |
| Total loans | 77,427,000 | 79,352,000 | 77,574,000 | 79,555,000 |
| Allowance for loan losses | 1,051,000 | 1,075,000 | 1,106,000 | 1,136,000 |
| Securities available for sale | 32,490,000 | 29,420,000 | 27,685,000 | 33,612,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,306,000 | 105,209,000 | 107,224,000 | 108,225,000 |
| Interest-bearing deposits | 89,517,000 | 88,865,000 | 91,156,000 | 89,299,000 |
| Noninterest-bearing deposits | 14,789,000 | 16,344,000 | 16,068,000 | 18,926,000 |
| Equity capital | 11,303,000 | 11,629,000 | 12,076,000 | 12,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,372,000 | 2,735,000 | 4,075,000 | 5,436,000 |
| Interest expense | 283,000 | 563,000 | 840,000 | 1,110,000 |
| Net interest income | 1,089,000 | 2,172,000 | 3,235,000 | 4,326,000 |
| Noninterest income | 91,000 | 176,000 | 259,000 | 360,000 |
| Noninterest expense | 643,000 | 1,259,000 | 1,849,000 | 2,509,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 507,000 | 1,029,000 | 1,555,000 | 2,057,000 |
| Income tax | 25,000 | 49,000 | 74,000 | 98,000 |
| Net income | 482,000 | 980,000 | 1,481,000 | 1,959,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,743,000 | 9,946,000 | 10,340,000 | 10,517,000 |
| Total capital | 10,792,000 | 11,017,000 | 11,372,000 | 11,606,000 |
| Risk-weighted assets | 83,571,000 | 85,483,000 | 82,506,000 | 87,092,000 |