Call reports 2011
SECURITY SAVINGS BANK — 2011
What SECURITY SAVINGS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 116,119,000 | 116,647,000 | 115,856,000 | 119,402,000 |
| Total loans | 75,462,000 | 75,918,000 | 79,381,000 | 82,417,000 |
| Allowance for loan losses | 1,088,000 | 1,120,000 | 1,150,000 | 1,180,000 |
| Securities available for sale | 33,809,000 | 30,147,000 | 31,183,000 | 31,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,328,000 | 94,263,000 | 91,738,000 | 95,281,000 |
| Interest-bearing deposits | 82,539,000 | 83,147,000 | 79,824,000 | 81,525,000 |
| Noninterest-bearing deposits | 11,789,000 | 11,116,000 | 11,914,000 | 13,756,000 |
| Equity capital | 8,988,000 | 9,539,000 | 10,300,000 | 10,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,357,000 | 2,728,000 | 4,125,000 | 5,545,000 |
| Interest expense | 362,000 | 726,000 | 1,076,000 | 1,415,000 |
| Net interest income | 995,000 | 2,002,000 | 3,049,000 | 4,130,000 |
| Noninterest income | 111,000 | 200,000 | 296,000 | 398,000 |
| Noninterest expense | 691,000 | 1,341,000 | 1,952,000 | 2,578,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 385,000 | 801,000 | 1,303,000 | 1,830,000 |
| Income tax | 20,000 | 38,000 | 61,000 | 86,000 |
| Net income | 365,000 | 763,000 | 1,242,000 | 1,744,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,187,000 | 8,465,000 | 8,828,000 | 9,261,000 |
| Total capital | 9,213,000 | 9,495,000 | 9,876,000 | 10,350,000 |
| Risk-weighted assets | 82,025,000 | 82,313,000 | 83,729,000 | 87,027,000 |