Call reports 2010
SECURITY SAVINGS BANK — 2010
What SECURITY SAVINGS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 107,798,000 | 109,356,000 | 109,827,000 | 111,800,000 |
| Total loans | 71,512,000 | 72,010,000 | 73,273,000 | 71,859,000 |
| Allowance for loan losses | 966,000 | 997,000 | 1,027,000 | 1,058,000 |
| Securities available for sale | 29,111,000 | 29,719,000 | 31,102,000 | 27,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,158,000 | 85,539,000 | 87,485,000 | 90,610,000 |
| Interest-bearing deposits | 74,551,000 | 75,628,000 | 75,878,000 | 78,679,000 |
| Noninterest-bearing deposits | 9,607,000 | 9,911,000 | 11,607,000 | 11,931,000 |
| Equity capital | 8,917,000 | 9,009,000 | 9,383,000 | 8,341,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,386,000 | 2,817,000 | 4,278,000 | 5,702,000 |
| Interest expense | 430,000 | 859,000 | 1,270,000 | 1,643,000 |
| Net interest income | 956,000 | 1,958,000 | 3,008,000 | 4,059,000 |
| Noninterest income | 77,000 | 190,000 | 286,000 | 408,000 |
| Noninterest expense | 644,000 | 1,309,000 | 1,963,000 | 2,659,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 359,000 | 779,000 | 1,241,000 | 1,688,000 |
| Income tax | 18,000 | 38,000 | 62,000 | 84,000 |
| Net income | 341,000 | 741,000 | 1,179,000 | 1,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,129,000 | 8,176,000 | 8,113,000 | 7,822,000 |
| Total capital | 9,079,000 | 9,164,000 | 9,099,000 | 8,803,000 |
| Risk-weighted assets | 75,973,000 | 79,000,000 | 78,824,000 | 78,377,000 |