Call reports 2009
SECURITY SAVINGS BANK — 2009
What SECURITY SAVINGS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 102,167,000 | 105,564,000 | 102,216,000 | 107,651,000 |
| Total loans | 68,788,000 | 69,211,000 | 69,867,000 | 69,546,000 |
| Allowance for loan losses | 845,000 | 875,000 | 906,000 | 936,000 |
| Securities available for sale | 24,947,000 | 23,030,000 | 26,966,000 | 26,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,303,000 | 82,809,000 | 78,707,000 | 84,447,000 |
| Interest-bearing deposits | 67,072,000 | 69,154,000 | 68,544,000 | 72,312,000 |
| Noninterest-bearing deposits | 12,232,000 | 13,655,000 | 10,163,000 | 12,135,000 |
| Equity capital | 8,110,000 | 7,881,000 | 8,607,000 | 8,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,463,000 | 2,862,000 | 4,265,000 | 5,663,000 |
| Interest expense | 533,000 | 1,075,000 | 1,595,000 | 2,087,000 |
| Net interest income | 930,000 | 1,787,000 | 2,670,000 | 3,576,000 |
| Noninterest income | 81,000 | 160,000 | 244,000 | 333,000 |
| Noninterest expense | 600,000 | 1,273,000 | 1,897,000 | 2,521,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 381,000 | 615,000 | 928,000 | 1,269,000 |
| Income tax | 22,000 | 33,000 | 48,000 | 65,000 |
| Net income | 359,000 | 582,000 | 880,000 | 1,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,157,000 | 7,915,000 | 7,942,000 | 7,788,000 |
| Total capital | 9,002,000 | 8,790,000 | 8,848,000 | 8,714,000 |
| Risk-weighted assets | 74,016,000 | 78,723,000 | 73,326,000 | 74,105,000 |