Call reports 2007
SECURITY SAVINGS BANK — 2007
What SECURITY SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 90,053,000 | 89,118,000 | 88,474,000 | 91,150,000 |
| Total loans | 62,418,000 | 62,245,000 | 62,497,000 | 60,342,000 |
| Allowance for loan losses | 868,000 | 735,000 | 750,000 | 762,000 |
| Securities available for sale | 21,174,000 | 20,803,000 | 20,175,000 | 23,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,117,000 | 66,703,000 | 65,863,000 | 69,693,000 |
| Interest-bearing deposits | 57,276,000 | 58,012,000 | 56,974,000 | 58,124,000 |
| Noninterest-bearing deposits | 9,840,000 | 8,691,000 | 8,889,000 | 11,570,000 |
| Equity capital | 7,414,000 | 6,918,000 | 7,399,000 | 7,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,443,000 | 2,936,000 | 4,447,000 | 5,958,000 |
| Interest expense | 620,000 | 1,291,000 | 1,955,000 | 2,617,000 |
| Net interest income | 823,000 | 1,645,000 | 2,492,000 | 3,341,000 |
| Noninterest income | 37,000 | 123,000 | 213,000 | 386,000 |
| Noninterest expense | 551,000 | 1,089,000 | 1,637,000 | 2,201,000 |
| Provision for loan losses | 15,000 | 301,000 | 316,000 | 393,000 |
| Pretax income | 294,000 | 378,000 | 752,000 | 1,133,000 |
| Income tax | 21,000 | 49,000 | 85,000 | 119,000 |
| Net income | 273,000 | 329,000 | 667,000 | 1,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,182,000 | 6,817,000 | 7,155,000 | 7,503,000 |
| Total capital | 7,985,000 | 7,552,000 | 7,905,000 | 8,265,000 |
| Risk-weighted assets | 64,197,000 | 64,041,000 | 66,198,000 | 64,085,000 |