Call reports 2006
SECURITY SAVINGS BANK — 2006
What SECURITY SAVINGS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 88,405,000 | 86,606,000 | 88,287,000 | 89,837,000 |
| Total loans | 54,199,000 | 58,557,000 | 59,927,000 | 60,989,000 |
| Allowance for loan losses | 798,000 | 799,000 | 837,000 | 852,000 |
| Securities available for sale | 26,714,000 | 22,054,000 | 21,853,000 | 19,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,085,000 | 62,091,000 | 63,891,000 | 66,770,000 |
| Interest-bearing deposits | 55,370,000 | 53,476,000 | 55,474,000 | 53,303,000 |
| Noninterest-bearing deposits | 8,715,000 | 8,615,000 | 8,417,000 | 13,467,000 |
| Equity capital | 7,969,000 | 8,025,000 | 8,770,000 | 7,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,293,000 | 2,657,000 | 4,023,000 | 5,434,000 |
| Interest expense | 553,000 | 1,116,000 | 1,725,000 | 2,328,000 |
| Net interest income | 740,000 | 1,541,000 | 2,298,000 | 3,106,000 |
| Noninterest income | 104,000 | 182,000 | 299,000 | 413,000 |
| Noninterest expense | 529,000 | 1,008,000 | 1,505,000 | 2,136,000 |
| Provision for loan losses | 0 | 0 | 37,000 | 52,000 |
| Pretax income | 321,000 | 679,000 | 996,000 | 1,252,000 |
| Income tax | 215,000 | 233,000 | 252,000 | 202,000 |
| Net income | 106,000 | 446,000 | 744,000 | 1,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,959,000 | 8,300,000 | 8,598,000 | 7,330,000 |
| Total capital | 8,719,000 | 9,099,000 | 9,373,000 | 8,179,000 |
| Risk-weighted assets | 60,774,000 | 64,891,000 | 61,953,000 | 64,274,000 |