Call reports 2005
SECURITY SAVINGS BANK — 2005
What SECURITY SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 90,332,000 | 90,662,000 | 89,708,000 | 91,906,000 |
| Total loans | 54,103,000 | 56,594,000 | 55,896,000 | 55,252,000 |
| Allowance for loan losses | 819,000 | 796,000 | 795,000 | 797,000 |
| Securities available for sale | 25,631,000 | 29,418,000 | 27,140,000 | 28,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,957,000 | 66,036,000 | 64,719,000 | 67,587,000 |
| Interest-bearing deposits | 57,198,000 | 56,529,000 | 55,772,000 | 57,530,000 |
| Noninterest-bearing deposits | 8,759,000 | 9,507,000 | 8,947,000 | 10,057,000 |
| Equity capital | 7,767,000 | 7,980,000 | 8,091,000 | 7,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,303,000 | 2,534,000 | 3,766,000 | 5,059,000 |
| Interest expense | 539,000 | 1,038,000 | 1,556,000 | 2,088,000 |
| Net interest income | 764,000 | 1,496,000 | 2,210,000 | 2,971,000 |
| Noninterest income | 98,000 | 184,000 | 296,000 | 392,000 |
| Noninterest expense | 467,000 | 1,047,000 | 1,496,000 | 2,037,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 395,000 | 673,000 | 1,010,000 | 1,326,000 |
| Income tax | 143,000 | 244,000 | 355,000 | 470,000 |
| Net income | 252,000 | 429,000 | 655,000 | 856,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,550,000 | 7,727,000 | 7,952,000 | 7,854,000 |
| Total capital | 8,251,000 | 8,508,000 | 8,730,000 | 8,582,000 |
| Risk-weighted assets | 55,938,000 | 62,503,000 | 62,225,000 | 58,162,000 |