Call reports 2004
SECURITY SAVINGS BANK — 2004
What SECURITY SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 85,103,000 | 86,908,000 | 91,004,000 | 109,721,000 |
| Total loans | 46,054,000 | 46,976,000 | 49,132,000 | 54,065,000 |
| Allowance for loan losses | 836,000 | 813,000 | 820,000 | 836,000 |
| Securities available for sale | 29,482,000 | 31,881,000 | 29,712,000 | 32,016,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 64,377,000 | 66,448,000 | 67,608,000 | 67,150,000 |
| Interest-bearing deposits | 55,486,000 | 57,429,000 | 58,653,000 | 57,410,000 |
| Noninterest-bearing deposits | 8,891,000 | 9,019,000 | 8,955,000 | 9,740,000 |
| Equity capital | 7,407,000 | 7,253,000 | 7,746,000 | 7,975,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,008,000 | 2,103,000 | 3,230,000 | 4,461,000 |
| Interest expense | 402,000 | 808,000 | 1,232,000 | 1,703,000 |
| Net interest income | 606,000 | 1,295,000 | 1,998,000 | 2,758,000 |
| Noninterest income | 96,000 | 197,000 | 313,000 | 422,000 |
| Noninterest expense | 448,000 | 929,000 | 1,393,000 | 1,876,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 254,000 | 563,000 | 918,000 | 1,304,000 |
| Income tax | 85,000 | 194,000 | 303,000 | 375,000 |
| Net income | 169,000 | 369,000 | 615,000 | 929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,038,000 | 7,238,000 | 7,484,000 | 7,798,000 |
| Total capital | 7,686,000 | 7,850,000 | 8,164,000 | 8,562,000 |
| Risk-weighted assets | 51,656,000 | 52,256,000 | 54,266,000 | 61,087,000 |