Call reports 2003
SECURITY SAVINGS BANK — 2003
What SECURITY SAVINGS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 77,832,000 | 76,859,000 | 82,437,000 | 81,274,000 |
| Total loans | 43,151,000 | 42,814,000 | 45,526,000 | 44,421,000 |
| Allowance for loan losses | 844,000 | 844,000 | 844,000 | 845,000 |
| Securities available for sale | 29,925,000 | 27,377,000 | 30,356,000 | 31,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,006,000 | 55,795,000 | 59,019,000 | 60,725,000 |
| Interest-bearing deposits | 48,707,000 | 48,283,000 | 41,132,000 | 52,020,000 |
| Noninterest-bearing deposits | 8,299,000 | 7,512,000 | 17,887,000 | 8,705,000 |
| Equity capital | 7,217,000 | 7,507,000 | 7,016,000 | 7,178,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,001,000 | 2,022,000 | 3,024,000 | 4,081,000 |
| Interest expense | 452,000 | 885,000 | 1,304,000 | 1,752,000 |
| Net interest income | 549,000 | 1,137,000 | 1,720,000 | 2,329,000 |
| Noninterest income | 89,000 | 181,000 | 275,000 | 382,000 |
| Noninterest expense | 490,000 | 966,000 | 1,492,000 | 1,998,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 148,000 | 352,000 | 503,000 | 713,000 |
| Income tax | 52,000 | 115,000 | 164,000 | 216,000 |
| Net income | 96,000 | 237,000 | 339,000 | 497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,677,000 | 6,809,000 | 6,711,000 | 6,869,000 |
| Total capital | 7,268,000 | 7,351,000 | 7,304,000 | 7,445,000 |
| Risk-weighted assets | 47,009,000 | 43,058,000 | 47,431,000 | 45,813,000 |