Call reports 2002
SECURITY SAVINGS BANK — 2002
What SECURITY SAVINGS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 76,991,000 | 76,072,000 | 77,357,000 | 77,435,000 |
| Total loans | 34,835,000 | 36,030,000 | 36,974,000 | 38,316,000 |
| Allowance for loan losses | 633,000 | 847,000 | 845,000 | 842,000 |
| Securities available for sale | 37,571,000 | 32,448,000 | 26,840,000 | 25,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,104,000 | 52,095,000 | 53,168,000 | 52,896,000 |
| Interest-bearing deposits | 44,701,000 | 46,463,000 | 45,449,000 | 45,970,000 |
| Noninterest-bearing deposits | 6,403,000 | 5,632,000 | 7,719,000 | 6,926,000 |
| Equity capital | 6,493,000 | 6,609,000 | 6,730,000 | 7,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,150,000 | 2,380,000 | 3,477,000 | 4,504,000 |
| Interest expense | 461,000 | 962,000 | 1,460,000 | 1,951,000 |
| Net interest income | 689,000 | 1,418,000 | 2,017,000 | 2,553,000 |
| Noninterest income | 112,000 | 298,000 | 405,000 | 511,000 |
| Noninterest expense | 430,000 | 882,000 | 1,377,000 | 1,824,000 |
| Provision for loan losses | 45,000 | 60,000 | 60,000 | 60,000 |
| Pretax income | 326,000 | 774,000 | 985,000 | 1,180,000 |
| Income tax | 117,000 | 244,000 | 379,000 | 397,000 |
| Net income | 209,000 | 530,000 | 606,000 | 783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,471,000 | 6,301,000 | 6,386,000 | 6,572,000 |
| Total capital | 7,003,000 | 6,819,000 | 6,933,000 | 7,086,000 |
| Risk-weighted assets | 42,457,000 | 41,138,000 | 43,483,000 | 42,979,000 |