Call reports 2001
SECURITY SAVINGS BANK — 2001
What SECURITY SAVINGS BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 66,508,000 | 64,507,000 | 64,477,000 | 69,432,000 |
| Total loans | 37,436,000 | 36,890,000 | 36,709,000 | 37,379,000 |
| Allowance for loan losses | 732,000 | 726,000 | 617,000 | 589,000 |
| Securities available for sale | 16,197,000 | 15,438,000 | 10,818,000 | 19,435,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,076,000 | 48,745,000 | 48,455,000 | 53,483,000 |
| Interest-bearing deposits | 44,115,000 | 42,574,000 | 41,603,000 | 45,631,000 |
| Noninterest-bearing deposits | 5,961,000 | 6,171,000 | 6,852,000 | 7,852,000 |
| Equity capital | 6,397,000 | 6,357,000 | 6,421,000 | 6,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,238,000 | 2,412,000 | 3,509,000 | 4,562,000 |
| Interest expense | 560,000 | 1,103,000 | 1,604,000 | 2,046,000 |
| Net interest income | 678,000 | 1,309,000 | 1,905,000 | 2,516,000 |
| Noninterest income | 122,000 | 723,000 | 829,000 | 905,000 |
| Noninterest expense | 456,000 | 887,000 | 1,354,000 | 1,823,000 |
| Provision for loan losses | 45,000 | 90,000 | 235,000 | 280,000 |
| Pretax income | 299,000 | 1,055,000 | 1,145,000 | 1,318,000 |
| Income tax | 107,000 | 384,000 | 419,000 | 439,000 |
| Net income | 192,000 | 671,000 | 726,000 | 879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,001,000 | 6,028,000 | 6,093,000 | 6,253,000 |
| Total capital | 6,508,000 | 6,523,000 | 6,585,000 | 6,724,000 |
| Risk-weighted assets | 40,314,000 | 39,356,000 | 39,260,000 | 37,571,000 |