Call reports 2025
COLEMAN COUNTY STATE BANK — 2025
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 221,120,000 | 286,445,000 | 282,151,000 | 289,717,000 |
| Total loans | 147,257,000 | 161,048,000 | 172,554,000 | 162,277,000 |
| Allowance for loan losses | 1,442,000 | 1,529,000 | 1,602,000 | 1,650,000 |
| Securities available for sale | 37,771,000 | 62,748,000 | 63,797,000 | 70,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,205,000 | 262,506,000 | 254,623,000 | 262,335,000 |
| Interest-bearing deposits | 131,039,000 | 176,284,000 | 168,796,000 | 172,557,000 |
| Noninterest-bearing deposits | 69,166,000 | 86,222,000 | 85,827,000 | 89,778,000 |
| Equity capital | 19,102,000 | 21,246,000 | 25,356,000 | 25,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,499,000 | 7,267,000 | 11,826,000 | 16,329,000 |
| Interest expense | 774,000 | 1,578,000 | 2,804,000 | 3,813,000 |
| Net interest income | 2,725,000 | 5,689,000 | 9,022,000 | 12,516,000 |
| Noninterest income | 428,000 | 826,000 | 1,333,000 | 1,930,000 |
| Noninterest expense | 1,825,000 | 3,584,000 | 5,858,000 | 8,748,000 |
| Provision for loan losses | -95,000 | 2,000 | 97,000 | 148,000 |
| Pretax income | 1,306,000 | 2,814,000 | 4,288,000 | 5,398,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,306,000 | 2,814,000 | 4,288,000 | 5,398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,212,000 | 19,671,000 | 22,957,000 | 23,131,000 |
| Total capital | 21,771,000 | 21,315,000 | 24,671,000 | 24,926,000 |
| Risk-weighted assets | 147,126,000 | 169,287,000 | 177,342,000 | 178,317,000 |