Call reports 2024
COLEMAN COUNTY STATE BANK — 2024
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 204,538,000 | 208,258,000 | 212,297,000 | 212,415,000 |
| Total loans | 131,747,000 | 139,323,000 | 149,203,000 | 147,809,000 |
| Allowance for loan losses | 1,295,000 | 1,385,000 | 1,490,000 | 1,545,000 |
| Securities available for sale | 49,409,000 | 52,608,000 | 39,392,000 | 43,555,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,249,000 | 189,453,000 | 192,252,000 | 192,235,000 |
| Interest-bearing deposits | 125,298,000 | 125,442,000 | 123,284,000 | 125,837,000 |
| Noninterest-bearing deposits | 60,951,000 | 64,011,000 | 68,968,000 | 66,398,000 |
| Equity capital | 16,494,000 | 17,062,000 | 18,243,000 | 18,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,977,000 | 6,231,000 | 9,687,000 | 13,145,000 |
| Interest expense | 825,000 | 1,670,000 | 2,505,000 | 3,306,000 |
| Net interest income | 2,152,000 | 4,561,000 | 7,182,000 | 9,839,000 |
| Noninterest income | 303,000 | 672,000 | 1,100,000 | 1,562,000 |
| Noninterest expense | 1,745,000 | 3,513,000 | 5,245,000 | 7,363,000 |
| Provision for loan losses | 45,000 | 165,000 | 278,000 | 361,000 |
| Pretax income | 665,000 | 1,555,000 | 2,759,000 | 3,677,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 665,000 | 1,555,000 | 2,759,000 | 3,677,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,094,000 | 19,384,000 | 19,637,000 | 20,006,000 |
| Total capital | 20,388,000 | 20,769,000 | 21,127,000 | 21,551,000 |
| Risk-weighted assets | 134,148,000 | 141,067,000 | 148,116,000 | 148,025,000 |