Call reports 2023
COLEMAN COUNTY STATE BANK — 2023
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 188,473,000 | 186,958,000 | 194,439,000 | 198,662,000 |
| Total loans | 116,528,000 | 117,809,000 | 118,394,000 | 125,404,000 |
| Allowance for loan losses | 1,131,000 | 1,196,000 | 1,210,000 | 1,257,000 |
| Securities available for sale | 59,869,000 | 52,793,000 | 50,690,000 | 52,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 165,265,000 | 170,115,000 | 177,644,000 | 180,737,000 |
| Interest-bearing deposits | 101,381,000 | 109,476,000 | 116,108,000 | 119,750,000 |
| Noninterest-bearing deposits | 63,884,000 | 60,639,000 | 61,536,000 | 60,987,000 |
| Equity capital | 14,988,000 | 14,998,000 | 14,997,000 | 16,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,367,000 | 4,872,000 | 7,544,000 | 10,448,000 |
| Interest expense | 264,000 | 776,000 | 1,442,000 | 2,197,000 |
| Net interest income | 2,103,000 | 4,096,000 | 6,102,000 | 8,251,000 |
| Noninterest income | 363,000 | 795,000 | 1,252,000 | 1,577,000 |
| Noninterest expense | 1,641,000 | 3,301,000 | 4,984,000 | 6,893,000 |
| Provision for loan losses | 65,000 | 129,000 | 153,000 | 202,000 |
| Pretax income | 760,000 | 1,461,000 | 2,217,000 | 2,733,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 760,000 | 1,461,000 | 2,217,000 | 2,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,855,000 | 18,856,000 | 18,863,000 | 18,928,000 |
| Total capital | 19,986,000 | 20,052,000 | 20,073,000 | 20,185,000 |
| Risk-weighted assets | 124,696,000 | 127,265,000 | 127,145,000 | 132,234,000 |