Call reports 2022
COLEMAN COUNTY STATE BANK — 2022
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 183,894,000 | 199,782,000 | 195,914,000 | 184,624,000 |
| Total loans | 101,536,000 | 108,688,000 | 108,195,000 | 112,058,000 |
| Allowance for loan losses | 1,064,000 | 1,094,000 | 1,101,000 | 1,082,000 |
| Securities available for sale | 48,432,000 | 48,280,000 | 55,976,000 | 60,761,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,199,000 | 184,685,000 | 181,485,000 | 168,413,000 |
| Interest-bearing deposits | 101,300,000 | 106,491,000 | 103,591,000 | 99,702,000 |
| Noninterest-bearing deposits | 65,899,000 | 78,194,000 | 77,894,000 | 68,711,000 |
| Equity capital | 16,652,000 | 15,037,000 | 14,352,000 | 14,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,617,000 | 3,474,000 | 5,589,000 | 7,916,000 |
| Interest expense | 67,000 | 130,000 | 214,000 | 344,000 |
| Net interest income | 1,550,000 | 3,344,000 | 5,375,000 | 7,572,000 |
| Noninterest income | 480,000 | 1,045,000 | 1,448,000 | 1,803,000 |
| Noninterest expense | 1,560,000 | 3,178,000 | 4,803,000 | 6,626,000 |
| Provision for loan losses | 0 | 40,000 | 50,000 | 50,000 |
| Pretax income | 470,000 | 1,171,000 | 1,970,000 | 2,699,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 470,000 | 1,171,000 | 1,970,000 | 2,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,166,000 | 18,267,000 | 18,566,000 | 18,695,000 |
| Total capital | 19,230,000 | 19,361,000 | 19,667,000 | 19,777,000 |
| Risk-weighted assets | 110,425,000 | 120,000,000 | 119,473,000 | 121,222,000 |