Call reports 2021
COLEMAN COUNTY STATE BANK — 2021
What COLEMAN COUNTY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 159,067,000 | 163,443,000 | 171,783,000 | 178,849,000 |
| Total loans | 100,513,000 | 102,626,000 | 102,028,000 | 99,932,000 |
| Allowance for loan losses | 1,044,000 | 1,059,000 | 1,067,000 | 1,067,000 |
| Securities available for sale | 28,395,000 | 30,005,000 | 31,008,000 | 39,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,278,000 | 149,182,000 | 157,104,000 | 164,448,000 |
| Interest-bearing deposits | 86,685,000 | 92,294,000 | 95,609,000 | 99,425,000 |
| Noninterest-bearing deposits | 58,593,000 | 56,888,000 | 61,495,000 | 65,023,000 |
| Equity capital | 13,708,000 | 14,204,000 | 14,600,000 | 14,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,773,000 | 3,882,000 | 5,491,000 | 7,098,000 |
| Interest expense | 71,000 | 140,000 | 210,000 | 279,000 |
| Net interest income | 1,702,000 | 3,742,000 | 5,281,000 | 6,819,000 |
| Noninterest income | 630,000 | 1,422,000 | 2,168,000 | 2,699,000 |
| Noninterest expense | 1,361,000 | 2,718,000 | 4,185,000 | 6,048,000 |
| Provision for loan losses | 40,000 | 60,000 | 70,000 | 70,000 |
| Pretax income | 931,000 | 2,386,000 | 3,194,000 | 3,400,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 931,000 | 2,386,000 | 3,194,000 | 3,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,558,000 | 14,184,000 | 14,491,000 | 14,696,000 |
| Total capital | 14,602,000 | 15,243,000 | 15,558,000 | 15,763,000 |
| Risk-weighted assets | 101,413,000 | 105,281,000 | 108,697,000 | 109,322,000 |